Ultimately, you are responsible for the security of your credit card. In fact, in the worst case scenario, if you prove that you neglected your credit card security and lost your card, you could incur the cost of all fraudulent transactions in your account. Here are five credit card security tips to help you avoid this.
Don’t carry more cards than you need
It’s always good to have multiple credit cards, but in case you lose them, don’t keep more credit cards than you really need. The main reason this is true is that the more cards you have and the more cards you have, the harder it is to keep track of where they are stored.
Always keep a copy of the map
How many times have you been asked for your card number and found yourself looking for a card to get your number? What should I do if my card is stolen and I don’t have a card statement? There is a problem! For this reason, it is always recommended to carry a copy of your credit card with you. This way you will always know where to find the number if something goes wrong with your card.
Always keep your receipt separate
One of the most basic credit card security tips you’ll get is not to keep your credit card and credit card purchase receipts in the same place. If your card is lost or stolen, your receipt may also be lost or stolen. …now you have no way to guarantee which transaction was yours and which was not, or there is no way to determine which transaction was your last real transaction.
Also, do not write your PIN with your card. It only causes problems.
Do not share your account number with strangers
If you’ve been asked to provide your credit card details to someone you don’t know, or you’ve started a discussion over the phone or email (and vice versa), you should always refuse. In the worst case, contact the card issuer and ask if you can disclose the information or call the applicant back. If the questioner does not want to accept this, then one should ask oneself why.
Don’t make your account information public
It may seem trivial to say that you shouldn’t show your “Joe” credit card details in public, but ask yourself, “How many times have you received a postcard-style subscription form?” please. Now let’s say you entered your credit card details and filled it out. Suddenly, half the world has access to your credit card number, expiration date, and signature.
The above may sound like the top five credit card security tips you already know, but it’s surprising how many people don’t follow one or all of them. maybe!